Hi! I am Kristin, also known as KAM. I believe empowerment is something built, not given. My life has been shaped by preparation, long‑term strategy, and making decisions that strengthened my future, even when that required sacrifice. I have supported myself since I was 18, with the exception of a few months in college when I lived with family rent-free.

My commitment to preparation shows up throughout my entire life. I earned an undergraduate degree in Mathematics, an MBA, and seven insurance designations, including the CPCU (Chartered Property Casualty Underwriter) and CIC (Certified Insurance Counselor). I never stopped building the knowledge and skills that continue to give me options. I stay prepared so I am ready when opportunity knocks, and I make sure I have choices so that when life happens, I remain secure.

Years ago, I appeared on The Suze Orman Show, where she reviewed my financial snapshot as part of the guest experience. Hearing her affirm the choices I was already making was meaningful validation that my disciplined approach was working. I remained steady on that path, continuing to make strategic decisions for my life, which ultimately gave me the confidence and freedom to be able to start law school at this later stage in my career. I currated my life so I would never feel stuck. I own my home (no mortgage), have no car payment, low expenses, and the savings to step away from full‑time work for several years to pursue a JD. This was by design, even though I did not always know what I was preparing for. I have done all of this without ever being a high‑income earner and without financial help from anyone. I built my life using my brain, work ethic, and discipline.

The idea of KAM Powered™ began after a friend suggested I should write a book about the way I make financial decisions. That conversation in 2023 planted the seed for this brand, a place where I will share the strategies that work for me and how intentional choices create freedom.